Employee benefits cover a wide spectrum of insurance categories, such as medical, dental, disability, and even life coverage. Our insurance experts are well-versed in the nuances of each of these categories, which makes them highly competent to guide business owners through the complexities of employee benefits. We also keep ourselves updated on latest developments in this niche, which helps us draw out the perfect plan for each employer.
Medical and Dental Coverage
We offer group insurance plans from the most reputed insurance providers in South Florida and the rest of the U.S. Plans include:
- Health Maintenance Organization (HMOs)
- Health Savings Accounts (HSAs)
- Health Reimbursement Accounts (HRAs)
- Preferred Provider Organization (PPOs)
Not only can we draw up plans tailor-made for your organization’s needs, but we also link you with an insurance provider offers quick claims service.
Providing group life insurance, along with AD&D is beneficial for both the employer and the employees. The employees have assurance that their families will be compensated financially if any unfortunate circumstance occurs. This relaxes their mind and allows them to become more focused at work. Life insurance and AD&D group insurance coverage can be based on a flat amount for all employees, a multiple of earnings, or a combination of both. We offer both term and permanent life solutions. In addition, we provide simplified issue individual life plans for up to $50,000 in death benefit. We give you high levels of flexibility in this regard.
Employee disability coverage falls into two categories:
Employees are provided income replacement on a weekly/monthly basis to cover their expenses when they are off from work due to a temporary illness or accident.
Benefits provided to employees when they miss for longer periods of time due to sickness or non-work related accidents.
Long Term Care
Finally, this helps to cover the expenses of a nursing care either at you your home or business site. Basically, a fund is created to pay for the care of the beneficiary if they are physically unable to perform two basic everyday functions like eating or getting dressed dressing. Long term care also covers cognitive impairment. Our professionals will help you review long term care coverage from early on so will have an effective backup when required.
Call us today, and get a free quote on any type of employee-related insurance plan.